Terms of Service and Policy

Last Updated: July 20, 2025

Welcome to www.legacycapitalresources.net ("the Website"), owned and operated by Legacy Capital Resources ("we," "us," or "our"). By accessing or using this Website or our SMS program, you agree to comply with and be bound by these Terms of Service and Policy ("Terms"). If you do not agree to these Terms, please do not use the Website or participate in our SMS program.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and Legacy Capital Resources. By using the Website or our SMS program, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional guidelines, policies, or rules posted on the Website.

2. Legacy Capital SMS Program

Program Name and Description

The Legacy Capital Alerts program provides users with SMS notifications related to submission notifications, account alerts, and  customer support. Messages may include service updates, account alerts and communications from Team Members.

Opt-Out Instructions

To stop receiving SMS messages from the Legacy Capital Alerts program, reply STOP to the shortcode from which you received the message. You will receive a confirmation message, and no further messages will be sent unless you rejoin.

Rejoining Instructions

If you have opted out and wish to rejoin the Legacy Capital Alerts program, you can resubscribe by filling out and submitting a form for a Funding Request or by contacting our support team at support@legacycapitalresources.net

Help Instructions

For assistance with the Legacy Capital Alerts program, reply HELP to the shortcode from which you received the message, or contact our support team at:

• Email: support@legacycapitalresources.net

• Phone: (209) 560-0701

Carrier Liability Disclaimer

Legacy Capital Resources is not liable for any delayed or undelivered SMS messages. Your mobile carrier is not responsible for any delays or failures in the delivery of our messages.

Message and Data Rates Disclaimer

Standard message and data rates may apply to your participation in the Legacy Capital Alerts program, as determined by your mobile carrier. Please consult your mobile carrier for details on applicable rates.

3. Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information, including data collected through the Website and the Legacy Capital Alerts SMS program. By using the Website or participating in the SMS program, you consent to the collection and use of your information as described in our Privacy Policy.

• Data Collection: We may collect personal information such as your name, email address, phone number, and financial data when you interact with the Website or SMS program.

• Data Use: Your information is used to provide and improve our services, communicate with you, and comply with legal obligations.

• Data Protection: We implement industry-standard security measures to protect your data from unauthorized access, disclosure, or alteration.

• Access and Control: You have the right to access, update, or delete your personal information. Please contact us at support@legacycapitalresources.net to exercise these rights.

• No mobile information will be shared with third parties or affiliates for marketing/promotional purposes

• Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the Text Message services

4. Intellectual Property

• Ownership: All content on the Website, including text, graphics, logos, and software, is the property of Legacy Capital Resources or its licensors and is protected by copyright, trademark, and other intellectual property laws.

• Use Restrictions: You may not reproduce, distribute, modify, or create derivative works of any content from the Website without our prior written consent.

5. Disclaimers and Limitations of Liability

• Informational Purposes Only: The information provided on the Website and through the Legacy Capital Alerts SMS program is for general informational purposes only and does not constitute financial, investment, or professional advice. You should consult with a qualified professional before making any financial decisions.

• No Warranties: The Website and SMS program are provided "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of any content provided.

• Limitation of Liability: To the fullest extent permitted by law, Legacy Capital Resources shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website, SMS program, or any information provided therein.

6. User Responsibilities

• Compliance with Laws: You agree to use the Website and SMS program in compliance with all applicable local, state, national, and international laws and regulations, including those related to SMS communications (e.g., Telephone Consumer Protection Act).

• Accurate Information: You are responsible for ensuring that any information you provide to us, including your phone number for the SMS program, is accurate and up-to-date.

• Prohibited Activities: You may not use the Website or SMS program for any unlawful or prohibited purpose, including but not limited to transmitting harmful code, engaging in fraudulent activities, or infringing on the rights of others.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on the Website, analyze usage, and deliver personalized content. By using the Website, you consent to the use of cookies as described in our Cookie Policy.

• What Are Cookies?: Cookies are small data files stored on your device that help us remember your preferences and track your interactions with the Website.

• Managing Cookies: You can control or disable cookies through your browser settings, but doing so may limit your ability to use certain features of the Website.

8. Compliance with Industry Standards

Legacy Capital Resources is committed to complying with industry standards for SMS communications, including guidelines set by the Cellular Telecommunications Industry Association (CTIA) and applicable regulations such as the Telephone Consumer Protection Act (TCPA). We ensure that our Legacy Capital Alerts program adheres to best practices for obtaining consent, providing clear opt-out mechanisms, and protecting user data.

9. Governing Law and Dispute Resolution

• Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

• Dispute Resolution: Any disputes arising from these Terms, the Website, or the Legacy Capital Alerts SMS program shall be resolved through binding arbitration in California, in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.

10. Changes to the Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website or participation in the SMS program after such changes constitutes your acceptance of the revised Terms.

11. Contact Us

If you have any questions or concerns about these Terms, the Website, or the Legacy Capital Alerts SMS program, please contact us at:

• Email: support@legacycapitalresources.net

• Phone: (209) 560-0701

• Address: 1401 R St, Sacramento, CA 

Legacy Capital Resources
www.legacycapitalresources.net
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